Smart, seamless trade payment
and financing solutions

Built for modern businesses that demand speed, flexibility, and global reach

Trade Payment Services

Local TT Payments

Send BFTN / RTGS payments to any bank in Bangladesh directly from the Chamak App—free of charge.

  • Instant processing
  • No transaction fees
  • Direct bank integration
  • Real-time status tracking

Foreign TT Payments (USD/EUR)

Make payments to suppliers in USD/EUR without worrying about Bangladesh Bank quotas or paperwork delays.

  • No quota restrictions
  • Paperless transactions
  • Competitive exchange rates
  • Fast international settlement

Trade Guarantees

SMART LC

Instantly issue a Sight LC from an international bank against a 180-day Usance LC opened locally—get frictionless supplier financing with global credibility.

  • International bank backing
  • 180-day payment terms
  • Enhanced supplier confidence
  • Streamlined processing

Sight LC

Issue Sight LCs from internationally reputed banks, anytime—no branch visit needed. Lower your discounting costs with no confirmation costs.

  • No branch visits required
  • Reputable international banks
  • Lower discounting costs
  • No confirmation fees

Bank Guarantees

Send digital Bank Guarantees for your purchases or sales to any business worldwide, fully compliant and borderless.

  • Fully digital process
  • Global compliance
  • Instant issuance
  • Borderless transactions

Trade Financing

Invoice Financing

Buy now, pay later—finance your local or global inventory purchases directly through our platform.

  • Flexible payment terms
  • Local & international coverage
  • Competitive interest rates
  • Quick approval process

Invoice Factoring

Sell your receivables and unlock instant cash flow—no waiting for buyers to pay.

  • Instant cash flow
  • No waiting periods
  • Competitive factoring rates
  • Risk-free transactions

UPAS Financing

Get your existing UPAS LC financed or refinanced to extend your credit window and manage working capital more efficiently.

  • Extended credit windows
  • Efficient working capital management
  • Flexible terms

Ready to Transform Your Trade Operations?

Join thousands of businesses already using Chamak to streamline their trade payments, guarantees, and financing.

Important Note

All trade payment and financing services must be supported by a valid invoice, sales or purchase contract, and other relevant trade documents. No payments will be processed to personal accounts or based on personal requests.